Cash flow simulator

Steady

You already know your budget. This shows what happens to it when life doesn't cooperate — a range of outcomes, not a promise.

Your numbers

Starting savings

Monthly income

Income variability 10%

Fixed expenses (rent, mortgage…)

Variable expenses (avg)

Variable expense swing 20%

Monthly investing

Expected growth 7%

Time horizon

Runs entirely in your browser — nothing you enter is sent anywhere. This shows a range of plausible outcomes given the variability you set, not a forecast of what will actually happen.

What could happen

Enter your numbers and run the simulation to see your range of outcomes.